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Current Rates

* Rates subject to change without notce. (Rates as of 05-08-08)

Mortgage Rates - Investor

Investor Adjustable Rate Program .
Index: FHLB Mortgage Contract Rate Average - NO MARGIN Minimum Fee: $500.00
Rate	APR	Points	Adjustment	Floor	LTV	Caps	Term
5.500%	6.68%	2.00%	1 Year	5.500%	70%	1.50% Annual 5.50% Life of Loan	180
5.75%	6.67%	2.00%	3 Year	5.750%	70%	3.00% Anniversary 5.00% Life of Loan	180
6.125%	6.84%	2.00%	5 Year	6.125%	70%	5.00% Anniversary 5.00% Life of Loan	180
Investor Fixed Rate Program .
Rate	APR	Points	Term	Loan to Value
6.625%	6.633%	0.00%	25 yr / 15 yr Balloon	70%
6.750%	6.759%	0.00%	25yr / 15yr Balloon	80%
6.500%	6.671%	1.00%	25yr / 15yr Balloon	70%
6.625%	6.797%	1.00%	25yr / 15yr Balloon	80%

Commercial Real Estate Maximum Loan to Value 75%
Fixed Rate Mortgage
Rate	6.50%
Term	25yr Amortization / 5yr Balloon
Points	1.50%
Rate	6.75%
Term	25yr Amortization / 7yr Balloon
Points	1.00%
Fixed Rate Mortgage
Rate	7.00%
Points	.50%
Term	25 year payout / 10 year balloon

Multi-Family And Mixed Use Buildings -Mortgage Programs Investor 3-4 Units Maximum Loan to Value 75%
One Year Adjustable Mortgage
Rate	5.75%
Floor	5.75%
Points	1.00%
Index	FHLB Mortgage Contract Rate Average
Caps	2.00% annual / 5.00% Life of Loan
Term	25 year payout / 10year balloon
	FIXED RATE MORTGAGE
Rate	6.375%
Term	25yr Amortization / 5yr Balloon
Points	1.5%
Rate	6.625%
Term	25yr Amortization / 7yr Balloon
Points	1.00%
Fixed Rate Mortgage
Rate	6.875%
Term	25yr Amortization / 10yr Balloon
Points	.50%

* Rates subject to change without notice. (Rates as of 05-08-08)

APR = ANNUAL PERCENTAGE RATE

Please call our Lending Department at 215-755-1500 for details. **ADDITIONAL COMMERCIAL PRODUCTS ARE AVAILABLE**

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