Current Rates 
* Rates subject to change without notice. (Rates as of 05-08-08)
Consumer Loan Rates - Personal
Auto Loans
$5,000 to $50,000 - 80% of Value |
| TYPE |
TERM |
APR |
| New Auto |
12-36 Months |
8.000% |
| 48-60 Months |
8.500% |
Used Auto
Current year to 1 year old |
12-36 Months |
9.000% |
| 48-60 Months |
9.250% |
Used Auto
2 to 3 years old |
12-36 Months |
10.000% |
| 48 Months |
10.500% |
Home Equity Loans
$5,000 to $100,000 - Owner Occupied - One and Two Family Dwellings - 80% LTV |
| TYPE |
TERM |
APR |
-
75% Loan To Value
-
No Fees- loans $100,000.00 or under
-
Reduce Interest Rates by a .25% if Direct Payment from a Prudential Savings Bank Checking Account
-
Reduce Interest Rates by a .25% if the loan is in First Lien Position
|
12-36 Months |
5.875% |
| 48-60 Months |
6.250% |
| 72-84 Months |
6.375% |
| 96-120 Months |
6.625% |
| 132-180 Months |
6.875% |
| 181-240 Months |
7.375% |
Equity Revolving Lines
$5,000 to $100,000 - Owner Occupied - One and Two Family Dwellings - 80% LTV |
| |
APR |
- 80% Loan To Value
- Variable Rate APR
- Remaining Term of Line - Prime Plus 0
- Terms up to 20 years - Principal and Interest Payments
- New Lines of Credit ONLY
- Termination Fee- if closed within 24 Months - $400.00
- No Cost-Loans $100,000.00 or Under
- Wall Street Journal Prime Rate (Prime)
- Annual Fee Waived
First Year-$25.00 per year Thereafter
|
.
Prime + 0 for Life of Line
|
T
Swing Loans
$10,000 to $250,000 |
| |
RATE |
|
1.00% Origination Fee
|
Prime + 0.50%
Fixed at settlement |
* Rates subject to change without notice. (Rates as of 05-08-08)
** Consult with a Tax Advisor about the deductibility of Interest
*** Termination Fee on all loan programs if the loan is closed within 24 months- $400.00, unless the term of the loan is 24 months or less.
APR = ANNUAL PERCENTAGE RATE
Please call our Lending Department at 215-755-1500 for details. .25% Discount on Direct Payment from a Prudential Savings checking account. Lines of credit are excluded. Loans over $100,000.00 will require title insurance *
About
Us || What's New ||
Banking Services
|| Investment Services
Current
Rates ||
Calculators ||
Locations
|| Contact Us
Click Here For ONLINE BANKING
All Information © 2005
Prudential Savings Bank
Privacy Policy Internet
Terms and Conditions
Member FDIC
 |
