PRUDENTIAL SAVINGS BANK

Personal Information Privacy Protection Policy

At Prudential Savings Bank, protecting the privacy and confidentiality of your personal information is important to us. We value your business and the trust that you place in Prudential Savings Bank. In order to offer you the financial products and services you seek, we collect, maintain and use information about you on a routine basis. To help you better understand how your personal information is protected, we are providing you with the following information describing our practices and policies with respect to the privacy of customer information. In the event that you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the practices and policies described in this notice.

Information We Collect

Non-public personal information means information about you that we collect in connection with providing a financial product or service to you. Non-public information does not include information that is available form public sources, such as telephone directories or government records.

As a trusted financial institution, we collect, retain, and use non-public personal information about individual customers, as allowed by law, to provide products and services. We may collect non-public personal information from the following sources:

Information about your transactions with us

Applications or other forms which you complete for loans
or deposit accounts

Information we receive from third parties such as a
consumer-reporting agency

Information We Disclose

We will limit the collection and use of personal information about customers to that which is necessary to administer our business; provide exceptional customer service; comply with certain laws and regulations; and allow us to offer opportunities that we think will be of interest to our customers.

Certain third parties provide services for us that require your non-public personal information. We provide these third parties with only the information they need to properly complete their services. We have contractual agreements in place with these third parties which require them to maintain the confidentiality of your non-public personal information.

Any non-public personal information shared is conducted in strict adherence to applicable law.

Security Information

We at Prudential Savings Bank are committed to maintaining the security of our customers’ financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain physical, electronic and procedural safeguards that comply with Federal standards to guard your non-public personal information. Our employees will maintain our customers’ financial and personal information in a secure manner and will follow our internal security standards at all times. Customer information is made available to only those employees who “need to know” in order to fulfill their specific job duties.

This policy is subject to change. You will be notified of any changes. Any changes will affect existing and future customers.
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