Lending Services

Home Mortgage Loans

When its time to purchase a new home or refinance an existing mortgage loan there is no better place to call than Prudential Savings Bank. With our wide array of mortgage options, you are sure to find a plan to meet your budget, especially our adjustable rate mortgage with NO MARGINS! For homeownership or an investment, check out our rate page now for current rates!

Home Equity Loans

Tap into the valuable equity in your home when you need extra cash to make those home improvements, take a much needed vacation, or for any other reason! You can borrow up to 75% of the value of your home and can receive a .25% discount on the rate when you have your payments deducted automatically from a Prudential Savings Bank checking account. We have a variety of terms and rates, click here for personal or investor rate details.  

Home Equity Revolving Lines

Not sure when you’ll need extra cash? Open a revolving line of credit with the equity in you home, you’ll always have cash available when you need it! You’ll be borrowing at the same rate as the big banks with our “Prime + 0” interest rate, and NO FEE the first year!   

VISA Credit Card

Enjoy world-wide acceptance with community bank service! With a Prudential Savings Bank Visa Card you have all of the convenience you have come to expect from a Visa Card along with the added convenience of being able to pay your bill and address problems at any branch with customer service representatives you know! 

Reverse Mortgages

A Reverse Mortgage is a loan against the equity in the home that provides tax-free cash advances, but requires no monthly payment during the term of the loan. You must be 62 years of age and own your own home. There are no income or credit requirements to qualify. The proceeds from a reverse mortgage can be used for anything; daily living expenses, home repairs, medical bills and prescription drugs, payoff existing debt, long term health care, retirement, estate planning and other needs you may have.

If you have any questions, please contact our Lending Department at 215-755-1500

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