#1 Checking*
    • No minimum balance
    • Free online Banking
    • Free Bill Pay
    • Free Mobile Banking
    • No ATM Fees*
    • No Monthly Service Charge*

*Requires a monthly average relationship balance of $2,000.00.  Relationship balances include the aggregate average balance for any deposit accounts using the identical taxpayer ID number on record.  A monthly service charge of $15.00 and ATM usage fees will be charged if requirements are not met.  The Average Balance Method establishes an average balance for a period, i.e., monthly or quarterly. The average daily balance is determined by adding the full amount of principal in the account for each day of the cycle and dividing that figure by the number of days in the cycle. Your account balance each day is the ending balance of the account from the previous day, plus deposits and minus withdrawals made that business day

Checking Account

An interest bearing, low fee option with unlimited check writing.

  • Earn .03% APY**

  • $100.00 minimum to open

  • $200.00 minimum to avoid monthly charge

  • $300.00 minimum to earn interest and obtain APY

  • ATM card available

**Annual Percentage Yield (APY) effective as of October 26, 2016. Interest Rates subject to change without notice. Fees may reduce earnings.
Deposits are accepted at the discretion of Prudential Savings Bank

Statement Savings

  • Interest Rate/ APY* 0.05%
  • $100.00 minimum to open and earn interest and obtain APY
  • ATM card available
  • Six (6) third party electronic withdrawals permitted per month


Money Market Savings Account - With Checks
  • Minimum Deposit to Open: $1,000.00
  • The more you save, the more you EARN in this account where the balance tier determines the interest rate!

Balance to Earn APY* APY*
$0.01 to $9.99 0.00%
$10.00 - $999.99 0.05%
$1,000.00 - $9,999.99 0.07%
$10,000.00 - $24,999.99 0.10%
$25,000.00 - $49,999.99 0.15%
$50,000.00 - over 0.20%

Six (6) third party withdrawals permitted per month


Savings Certificates
  • We offer a variety of terms from 91 days to 60 months to fit any savings plan.
  • Be sure to visit our rate page for current interest rates and specials!


Club Accounts
Save for those holiday bills or a dream vacation with our Club Accounts.

  • All Clubs require a minimum balance of $1.00 to open and earn interest.
  • Vacation Club is paid out in April
  • Holiday Club is paid out in October
  • Payout available by check or Direct Deposit


IRA/SEP Accounts
Whether saving for retirement or investing a distribution from another plan, we offer a variety of interest rates and terms to choose from and retirement experts to help you decide! Click on our rate page for current rates and specials!


* Annual Percentage Yield (APY). APY is effective as of October 26, 2016. Interest Rates are Subject to change without notice. Fees may reduce earnings.

Deposits are accepted at the discretion of Prudential Savings Bank

Small Business Checking

  • $1,000.00 Minimum to open
  • $1,000.00 Minimum to avoid monthly fee
  • 50 free paid checks per month
  • 30 free deposits per month

Small Business Checking with Interest
      - Interest Rate / APY .05% / .05%*

  • $1,500.00 Minimum to open
  • $1,500.00 Minimum to avoid monthly fee
  • 50 free paid checks per month
  • 30 free deposits per month

Commercial Checking

  • Low monthly fee
  • Earnings Credit of .10% on average collected balance
  • Free night depositories at most branches

Master Accounts

This account, designed with the attorney, funeral director or realtor in mind, combines separate escrow accounts under one "master account." We do the bookkeeping, you receive a full statement on all sub-accounts quarterly.

Business Loans

Prudential Savings Bank offers a full line of loan products designed to help the small business owner grow, including:

  • Small Business Loans
  • Land Acquisition & Development Loans
  • Construction Loans
  • Term Loans
  • Lines of Credit

Contact our Lending Department

Call 215-755-1500 for specific terms and conditions.

* Annual Percentage Yield (APY) is effective as of October 26, 2016.

Deposits are accepted at the discretion of Prudential Savings Bank

Notice to Internet Banking Customers

The Login to Internet Banking is found on our home page.

In order to enroll:

  • Go to our website home page and click on “Create Account”
  • Complete the First Time User Authentication questions
  1. Complete the First Time User Information form entries as labeled.
    • SSN is 9 digits only, without dashes.
    • Account Number is 10 digits, including leading zeros.
    • First and Last Names will help us if there is a problem.
    • E-Mail Address should be where you want us to send any banking related messages.
    • Zip Code is your home address zip code.
    • Security Question is to help us verify who you are should you forget your password and need to call us. In order to re-activate your access to the service, we would identify you by asking this question and matching your answer with the one you enter to complete this form. You can choose any question you wish, but make sure it is easy for you to remember and difficult for others to guess. For example, "What is your father's middle name?"
    • Security Question Answer is the answer to your security question.


  1. Submit the form.
    • If an error message is returned, click on the back button under the message to return to the form. Review the information you entered, correct any errors and resubmit.
  1.  You will then be asked a few “out-of-wallet” questions to confirm your identity.



If you need assistance, print or write down the specific wording of the error and call us at (215-755-1500) or email us at: customerservice@prudentialsavingsbank.com.

When you first login to the new system:

  • Enter a new Access ID and Password. These will be used for all Future Access.
  • Access ID must be at least 6 characters. Passwords must be 8 – 17 characters and a combination of numbers, letters and special characters containing at least one alpha and one numeric character. Please remember that your password is CaSe SensiTive.
  • Submit
  • The Set Security Data screen will appear. Enter your email address.  You may choose your security challenge questions and enter the answers.  You may also select to register the computer you are using at this time.
  • You will then be asked to read and accept the Terms and Conditions for Internet Banking/Bill Pay.
  • Lastly, you will be asked if you would like to enroll in Mobile Banking. If you wish to enroll you must click Enroll Now and accept the Terms and Conditions for Mobile Banking.
  • You should now have access to your accounts!

We think you will enjoy our new Internet Banking site, as well as the new features that will now be available.

If you have any questions, please call 215-755-1500 and ask to speak to our Internet Banking Team. 

Thank you for choosing Prudential Savings Bank!

Mobile Banking


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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All Information Copyright © 2014 Prudential Savings Bank